George S Hay & Company Insurance Brokers based in Elgin was founded by George Hay in September 1968 and has been built on the vast knowledge of its staff to become firmly rooted in the local business community.

When the business was started in 1968 it was the first insurance brokerage in Moray. Initially business was predominantly based on motor insurance but over the years the base extended into the farming and business community while still including a large personal portfolio of private household and motor insurance.

The original concept of personal attention is still maintained both for personal and commercial business and visits to the premises of commercial clients is regarded as a most important aspect of knowing and fulfilling clients’ requirements.

George Hay has now retired from the firm, and the management is in the hands of Colin Macdonald . Colin is the Sole Proprietor of the business and is a Chartered Insurance Broker of the Chartered Insurance Institute and has over 30 years experience in all aspects of insurance and specialises in commercial and farm insurances.

In addition George S Hay & Company is fortunate to have two very experienced general insurance administrators and also a general office administrator.

Sally Meldrum has been with the company for 17 years and has a wealth of general and commercial experience. Sally has been and continues to be a very important part of the continued success of our company.

Lesley McKay has recently joined the company in January 2009, and brings with her over 20 years general insurance experience.

Linda Cruikshank joined the company in April 2007, and previously had 35 years experience in the banking industry, assisting Colin with Compliance and undertaking general office administration.

As professional and independent intermediaries, George S Hay and Company provides up to date and relevant advice for their clients’ on all aspects of insurance cover with much of their business being obtained through personal recommendation. They have access to all the leading insurers offering a wide range of product choices for both commercial and personal clients alike.

The company’s success is also reflected in its newly established membership of The Broker Network Ltd, the UK’s leading organisation for independent insurance intermediaries.

“The insurance industry has seen rapid change in recent times,” said Colin Macdonald. “As proficient insurance brokers, we had to adapt to the new regulatory environment as well as maintaining a firm understanding of all developments in the market. Joining the network will give us access to a larger range of facilities, whilst still retaining our independence. This will enable us to further our commitment to providing excellent customer service. The membership combines over 200 independent insurance intermediaries all working together to get the best deal for their clients and we will be making full use of this particular facet of membership.”

After forty years in business the firm of George S Hay & Company is looking forward to the start of the new era and the continuation of professional and personal attention to their clients.


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George S Hay & Co Ins Brokers | Osborne | 23 Hay Street | Elgin | Moray | IV30 1NH
Tel: 01343 547761 | Fax: 01343 540738